Universal Life is a variation of permanent Life insurance that offers considerable flexibility to the policyholder. Premiums are flexible, death benefits are adjustable, and it accumulates cash value.

Farmers EssentialLife^® Universal Life¹

Farmers EssentialLife Universal Life is designed to help meet your current and future Life insurance needs, and help provide lifetime security for you and your family. It also offers income tax-deferred cash accumulation that earns a competitive interest rate to help you reach your financial goals.⁺

Features

• Flexibility in amount and frequency of premium payments
• Income tax-deferred cash accumulation
• Farmers customer discount‡
• Competitive interest rate on the Accumulation Account

¹Policy Form 2006-044, This policy may lapse if premiums are not paid or if future premiums are not sufficient to continue coverage.
+For informational purposes only. Neither Farmers New World Life Insurance Company, its employees or Agents provide legal or tax advice. Each agent, policy owner or prospect should always consult his/her own attorney, accountant or tax adviser as to the legal, financial or tax consequences and advice on any particular transaction.
‡Customers may receive up to a 20% discount on the Monthly Underwriting & Sales Expense Charge during the first 5 years after policy issuance.

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