What if my home is damaged in a storm?
What to do before the storm:
- Make sure you have a record of your personal property.
- Keep important papers safe. Keep photo copies of your important personal and financial papers in a safe place away from your home.
- Preserve your photos. Store negatives in a safe place away from the house or make copies and do the same.
- Look around and assess the risks to your home. For instance, trimming tall trees near your house will prevent them from falling during a storm and causing damage.
- If tornados are a threat, consider building a safe room within your house.
What to do after the storm:
- Check people around you for injuries. Begin first aid or seek help if necessary.
- When you go outside, watch out for downed power lines.
- Beware of fire hazards such as broken gas lines.
- Make temporary repairs to prevent loss from rain, wind, or looting. Keep all receipts for work done on your property.
- Avoid using electrical appliances that have been exposed to water until they've been checked by a technician.
- Notify your Farmers agent as soon as possible. Make sure your agent knows where to contact you.
Take pictures and use a Home Inventory List to help your assess the damage.
At the moment of crisis call Farmers HelpPoint® service at 1-800-435-7764 for assistance when you need it most.

