Fred Kesler Farmers Insurance profile image
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Fred Kesler

Frederick C Kesler Insurance Agency Inc

  • address

    3330 N Meridian Rd Ste 100
    Meridian, ID 83646

  • office hours

    9:00 am to 5:30 pm
  • Phone numbers

    Office: (208) 884-3733
    Fax: (866) 633-6482
  • Languages we speak

    English, Spanish
Why My Agency

We are there for you!

We understand that oftentimes, when our phone rings, the person on the other end of the line is not having "one of the best days of his or her life."  Very likely a life has bee…


Term vs. Permanent Life Insurance1

Term insurance provides coverage for a set period of time and may be a good choice for your temporary needs or if your funds are limited. Permanent insurance, which includes Whole L…

From My Desk

Why Farmers®

Farmers® is dedicated to being the right choice for Auto insurance, Home (homeowners and renters), Life insurance¹, Business insurance, Umbrellas, Boat and Recreational vehicle ins…



Kara Kennedy

(208) 884-3733

Kara is new to the insurance world. She has been with Farmers® for a short 4 months, but absolutely loves her job as a Customer Service Representative. Kara can answer your billing questions and is often the friendly voice answering your phone calls. She has been happily married to her husband Brian for 21 years. She is the mother of 3 teenagers, 2 boys and 1 girl. Family is very important to her and they love to hike, camp, and bike together. Service is a high priority in Kara’s life. She loves animals and enjoys volunteering with her daughter at eh Idaho Humane Society. She also spends many hours volunteering with the children of her church.

Darcee Cuillard Commercial Lines Representative

(208) 884-3733

Darcee has 5 years experience in insurance as a Customer Service Representative and Producer.  She is licensed in Property and Casualty, as well as Life¹ and Health insurance.  She has experience in the quoting and policy process as well as billing. In our agency, Darcee acts as Commercial Insurance representative and assists Fred with marketing.  She maintains their online presence in social media and is a Meridian Chamber Ambassador and functions as treasurer of the Meridian Kiwanis club.  Darcee has been happily married to her husband Tom for 17 years.  Between them they have 10 children, all grown.  She is Grandma to one adorable two year old girl, Audree, and a step grandma to Tom’s grandchildren.  She makes jewelry, loves to read and sings regularly with local community groups.  She and her husband enjoy spending time with friends and family and short, but restorative, mini vacations throughout the year.


Lucy Lyman Personal Lines Representative

(208) 884-3733

Lucy is the newest member of our staff and new to insurance.  She is our Personal Lines Representative and licensed in Property and Casualty.  She was married after a short time of serving in the U.S. Army and has been married for nearly 9 years.  She has two little boys that are the apple of her eye. She enjoys being outdoors and playing with her family.  Traveling is a passion that the whole family enjoys together.  Lucy’s hobbies include reading and watching movies, especially old classics.  She and her husband share a love of classic cars.  While they have several classics, Lucy’s "baby" is a 1952 Buick Super 8 and they are working on restoring it. 

Lucy Mercado

(208) 884-3733

Lucy has been working as a Customer Service Representative for a year with Fred. She calls our current clients to offer Farmers® Friendly Reviews, helping to maintain accurate coverages for your assets and liabilities. She schedules client appointments with Fred and answers various questions that come to the office. She often will make sure certain discounts² are applied to an account such as a good student discount² or others discounts².  Lucy speaks Spanish and Cantonese. She will be graduating from Boise State University in May with a degree in Exercise Science. She loves to eat ethnic food and play tennis.
²Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary.
  • Fred Kesler - <pre>My staff, February 2014.</pre>
    My staff, February 2014.
  • Fred Kesler - <pre>Fred and Janalyn and annual "Light My Fire" fundraiser for local burnout fund</pre>
    Fred and Janalyn and annual "Light My Fire" fundraiser for local burnout fund
  • Fred Kesler - <pre>Receiving the Meridian Chamber of Commerce 2012 Man of the Year Award</pre>
    Receiving the Meridian Chamber of Commerce 2012 Man of the Year Award
  • Fred Kesler - <pre>We were at the Meridian Block Party giving out free Digital ID Program.</pre>
    We were at the Meridian Block Party giving out free Digital ID Program.
  • Fred Kesler - <pre>Free fishing day at Settlers Park</pre>
    Free fishing day at Settlers Park
  • Fred Kesler - <pre>Meridian Chamber Installation Banquet</pre>
    Meridian Chamber Installation Banquet
  • Fred Kesler -
  • Fred Kesler - Have you thanked a teacher today? Go to
    Have you thanked a teacher today? Go to


Meridian 2012 Man of the Year

Meridian 2012 Man of the Year

I was surprised and honored to be awarded the Meridian Chamber of Commerce Man of the Year award at the annual Chamber Banquet.  It remin…

Pet Owner?

Pet Owner?

Farmers customers can protect their furry family member and save 5% with pet insurance from Pets Best.

Business Insurance

Business Insurance

At Farmers, we recognize the characteristics of your business and will work to provide unique, customized coverage at an affordable price.

Home Insurance

Home Insurance

Your home is probably one of your biggest financial investments. Before you find yourself in an emergency, let us help you find any gaps in your insurance coverage.

Farmers Identity Shield<SUP>SM</SUP>

Farmers Identity ShieldSM

With identity theft becoming more common and costly, having Farmers Identity Shield may give you some peace of mind for only pennies a day.

Auto Insurance

Auto Insurance

Farmers® has dozens of discounts that could save you hundreds of dollars on your Car Insurance.

Farmers<sup>®</sup> Racing

Farmers® Racing

Farmers® Insurance showcases Kasey Kahne, the No. 5 team’s Plan to Perform and how Farmers can help consumers to their own “Victory Lane” when it comes to their insurance needs.



As a Farmers® Agent, I have gone through a rigorous training program at the University of Farmers to ensure that I am qualified to provide you information on our insurance products. I ...

why My Agency


If you’re interested in a fun career in a fast-paced work environment, please feel free to contact our agency!

Insurance Products

  • Auto

    America's finest Agents, quote and buy online, great discounts and best in class claims service.

  • Home

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Life1

    Tough questions. Simple answers. Farmers® makes it simple to understand Life insurance.

  • Business

    Farmers® offers flexible Business Insurance that reflects the unique characteristics of your business.

  • Motorcycle

    It's about the open road, leather and chrome, bugs in your teeth. When you're out riding, the last thing you want to worry about is whether you have the right insurance policy.

  • Recreational

    Farmers© is an industry leader in Specialty insurance products. We've spent the last 60 years getting to know the outdoor enthusiast.

  • Financial*

    If you're looking to safeguard a sound future, there's no better place to start than Farmers© comprehensive and customizable options.

  • Health

    Get the personal coverage you want with a health insurance plan designed for individuals.

  • Renters

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Umbrella

    Life is unpredictable. You never know what might happen. If the unexpected happens, Farmers© can help ensure you have the coverage you want to protect your family's assets.

Community Involvement

Community Partners

To better serve our local communities, Farmers works hard to partner with nearby organizations to meet the needs of our neighbors. You will find that many Farmers agents are actively involved with city councils and chambers of commerces. Read More

Local Businesses

Here are some of my personal recommendations for businesses in our area. Please feel free to mention you were referred through me. Read More

Giving back to the community

Farmers is committed to being the best at meeting the needs of the communities we serve. The charities and organizations that we support help promote safety, expand educational opportunities, and encourage civic participation in activities and programs that make our communities better places to live. Read More

Farmers® Community

Giving back to the community is part of the Farmers® brand. It’s the foundation on which our trust and respect securely rests. Farmers supports numerous national, regional, and local programs in the communities that we're a part of. By helping these organizations, we help our community. That's why we volunteer our time, talents, and resources and that's how Farmers continues the legacy that its founders envisioned.... Read More

Company Community Events

Come meet Farmers® outside of the office setting at one of our sponsored events!... Read More

Frequently Asked Questions

  • AUTO
    • What if I let someone else drive my vehicle and they get into an accident?
    • What do I do if I am in a car accident?
    • What do I do if my car breaks down?
    • Will my policy be canceled if I get into an accident?
    • Am I insured if I am driving someone else's vehicle?
    • Do I have insurance if I am renting a vehicle?
    • Will my premiums go up a lot if I get into an accident or get a speeding ticket?
  • Homeowners & renters
    • What if my home is burglarized?
    • If I add safety features to my home can I get discount2 on my insurance?
    • What happens if I have a fire in my home or my home is completely destroyed in a fire?
    • What if someone has an accident on my property or my pet bites someone?
    • What if my home is damaged in a storm?
    • What do I do if a flood has destroyed my home?
    • What if my home is wrecked in an earthquake?
    • What if I become a victim of identity theft?
    • What if a pipe bursts and water flows all over the place?
  • Life1
    • What happens to all of my assets if I die?
    • What if I become disabled and unable to work?
    • What if I lose my job?
  • Business
    • Do I need to cover my building if I rent?
    • Which policy is best for my business?
  • Motorcycle
  • Recreational Vehicles
    • Are modifications that I make to my vehicles covered?
    • What types of coverage do I need?
  • Specialty Products
    • What if my RV breaks down, do I have towing coverage?
    • What type of coverage do I need for a travel trailer?
  • Financial*
    • Which investments will give me the most money for retirement*?

Contact Me

Fred Kesler Farmers Insurance profile image

Fred Kesler

Frederick C Kesler Insurance Agency Inc

(208) 884-3733

3330 N Meridian Rd Ste 100
Meridian, ID 83646

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