Kristine Avram Farmers Insurance profile image
Contact Me

Kristine Avram

Farmers Insurance

  • address

    5520 Wellesley St Ste 207
    La Mesa, CA 91942

    License #: 0577817

  • office hours

    8:30 am to 5:00 pm
    After Hours by Appt.
  • Phone numbers

    Office: (619) 465-5298
    Fax: (619) 465-9667
  • Languages we speak

Why My Agency

Personal Service

As your personal agent, I believe in keeping you informed and aware of Farmers® insurance products. It is my mission to help you develop the right plans to meet your insurance…


Term vs. Permanent Life Insurance1

Term insurance provides coverage for a set period of time and may be a good choice for your temporary needs or if your funds are limited. Permanent insurance, which includes Whole…

From My Desk


Order a CARFAX Vehicle History Report... the first step to protecting yourself against buying used cars with costly hidden problems. CARFAX searches its nationwide database and provi…



Kristine Avram- Agent

(619) 425-5298

Kristine Avram – Started her career in the insurance business at the age of 16 in San Bernardino, CA. After graduating from San Diego State University, she worked at a local independent agency in La Mesa for 10 years. Her career with Farmers® started in 1989 as an administrative assistant for Farmers District Manager, Ed Wright. She taught Commercial Insurance classes and agent training. In 1999, she opened her own agency in La Mesa, Kristine Avram Insurance Agency Inc.

Kristine brings a wealth of knowledge on personal and commercial insurance products and offers her experience to clients on how to properly protect their assets. She oversees her offices operations and upholds a high level of integrity when educating potential clients.

Her agency focuses on Commercial and Business insurance lines for property management companies, Small Business insurance, Workers Comp, Retail stores, Condo Associations, Restaurant insurance, and Contractors.


Erin Rogers

(619) 465-5298

Erin began working at the agency in 2014, and has advanced from a part time marketer to a full time Personal Lines Representative.  Erin is in charge of producing the Certificates of Insurance for Escrows and HOA’s.  She also handles all payments and Personal Lines Changes. 

Debbie Pierce - Personal Lines

(619) 465-5298

Debbie started with the agency in 2000, and has over 20 years of experience in the business. We’ve put Debbie in charge of our Personal Lines because of her experience in writing Homeowners insurance policies and the exceptional manner in which she handles client relations.

Debbie will strive to give you prompt quotes and straight answers for your personal insurance needs.

She can help with Car insurance, Homeowner’s insurance, Boat insurance, Renters insurance, Motorcycle insurance, Mobile home insurance, Condo insurance and much, much more. Serving La Mesa, CA and the greater San Diego, CA area.

Zip Codes La Mesa, CA 91942, 91941, 91943, 91944
  • Kristine Avram - <pre>Debbie, Sheila, Kristine Avram, Allison, Susan, and Janice</pre>
    Debbie, Sheila, Kristine Avram, Allison, Susan, and Janice
  • Kristine Avram - <pre>Farmers® Insurance Agents in La Mesa- Emphasis on Business Insurance.</pre>
    Farmers® Insurance Agents in La Mesa- Emphasis on Business Insurance.
  • Kristine Avram - <pre>La Mesa Insurance Experts-- Farmers® Insurance Agents In San Diego</pre>
    La Mesa Insurance Experts-- Farmers® Insurance Agents In San Diego
  • Kristine Avram - Have you thanked a teacher today? Go to
    Have you thanked a teacher today? Go to


Pet Owner?

Pet Owner?

Farmers customers can protect their furry family member and save 5% with pet insurance from Pets Best.

Home Insurance

Home Insurance

Your home is probably one of your biggest financial investments. Before you find yourself in an emergency, let us help you find any gaps in your insurance coverage.

Farmers Identity Shield<SUP>SM</SUP>

Farmers Identity ShieldSM

With identity theft becoming more common and costly, having Farmers Identity Shield may give you some peace of mind for only pennies a day.

Auto Insurance

Auto Insurance

Farmers® has dozens of discounts that could save you hundreds of dollars on your Car Insurance.

Farmers<sup>®</sup> Racing

Farmers® Racing

Farmers® Insurance showcases Kasey Kahne, the No. 5 team’s Plan to Perform and how Farmers can help consumers to their own “Victory Lane” when it comes to their insurance needs.

Life Insurance<sup>1</sup>

Life Insurance1

Our goal is to help you choose a Life insurance1 policy that fits your needs, while staying within your budget.


About Me

Mission Statement

The Kris Avram Insurance Agency is committed to providing you superior service. We know that your insurance dollars can be spent in many ways. We want to EARN your business by regu…

why My Agency


If you’re interested in a fun career in a fast-paced work environment, please feel free to contact our agency!

Insurance Products

  • Auto

    America's finest Agents, quote and buy online, great discounts and best in class claims service.

  • Home

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Life1

    Tough questions. Simple answers. Farmers® makes it simple to understand Life insurance.

  • Business

    Farmers® offers flexible Business Insurance that reflects the unique characteristics of your business.

  • Motorcycle

    It's about the open road, leather and chrome, bugs in your teeth. When you're out riding, the last thing you want to worry about is whether you have the right insurance policy.

  • Recreational

    Farmers© is an industry leader in Specialty insurance products. We've spent the last 60 years getting to know the outdoor enthusiast.

  • Financial*

    If you're looking to safeguard a sound future, there's no better place to start than Farmers© comprehensive and customizable options.

  • Health

    Get the personal coverage you want with a health insurance plan designed for individuals.

  • Travel

    Guarantee your family that the next trip is a truly care-free vacation.

  • Renters

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Umbrella

    Life is unpredictable. You never know what might happen. If the unexpected happens, Farmers© can help ensure you have the coverage you want to protect your family's assets.

Community Involvement

Community Partners

To better serve our local communities, Farmers works hard to partner with nearby organizations to meet the needs of our neighbors. You will find that many Farmers agents are actively involved with city councils and chambers of commerces. Read More

Giving back to the community

Farmers is committed to being the best at meeting the needs of the communities we serve. The charities and organizations that we support help promote safety, expand educational opportunities, and encourage civic participation in activities and programs that make our communities better places to live. Read More

Farmers® Community

Giving back to the community is part of the Farmers® brand. It’s the foundation on which our trust and respect securely rests. Farmers supports numerous national, regional, and local programs in the communities that we're a part of. By helping these organizations, we help our community. That's why we volunteer our time, talents, and resources and that's how Farmers continues the legacy that its founders envisioned.... Read More

Frequently Asked Questions

  • AUTO
    • What if I let someone else drive my vehicle and they get into an accident?
    • What do I do if I am in a car accident?
    • What do I do if my car breaks down?
    • Will my policy be canceled if I get into an accident?
    • Am I insured if I am driving someone else's vehicle?
    • Do I have insurance if I am renting a vehicle?
    • Will my premiums go up a lot if I get into an accident or get a speeding ticket?
  • Homeowners & renters
    • What if my home is burglarized?
    • If I add safety features to my home can I get discount2 on my insurance?
    • What happens if I have a fire in my home or my home is completely destroyed in a fire?
    • What if someone has an accident on my property or my pet bites someone?
    • What if my home is damaged in a storm?
    • What do I do if a flood has destroyed my home?
    • What if my home is wrecked in an earthquake?
    • What if I become a victim of identity theft?
    • What if a pipe bursts and water flows all over the place?
  • Life1
    • What happens to all of my assets if I die?
    • What if I lose my job?
  • Business
    • Do I need to cover my building if I rent?
    • Which policy is best for my business?
  • Motorcycle
  • Recreational Vehicles
    • Are modifications that I make to my vehicles covered?
    • What types of coverage do I need?
  • Specialty Products
    • What if my RV breaks down, do I have towing coverage?
    • What type of coverage do I need for a travel trailer?
  • Financial*
    • Which investments will give me the most money for retirement*?

Contact Me

Kristine Avram Farmers Insurance profile image

Kristine Avram

Farmers Insurance

(619) 465-5298

5520 Wellesley St Ste 207
La Mesa, CA 91942

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