Kristine Avram Farmers Insurance profile image
Contact Me

Kristine Avram

Farmers Insurance

  • address

    5520 Wellesley St Ste 207
    La Mesa, CA 91942

    License #: 0577817

  • office hours

    9:00 am to 6:00 pm
  • Phone numbers

    Office: (619) 465-5298
    Fax: (619) 465-9667
  • Languages we speak

    English
Why My Agency

Personal Service

As your personal agent, I believe in keeping you informed and aware of Farmers insurance products. It is my mission to help you develop the right plans to meet your insurance needs. …

Featured

Term vs. Permanent Life Insurance1

Term insurance provides coverage for a set period of time and may be a good choice for your temporary needs or if your funds are limited. Permanent insurance, which includes Whole L…

From My Desk

CARFAX

Order a CARFAX Vehicle History Report... the first step to protecting yourself against buying used cars with costly hidden problems. CARFAX searches its nationwide database and provi…

My HARDWORKING TEAM

Avram Insurance Agency was founded on the basis of providing a great insurance product combined with exceptional customer service. Kristine Avram and her team practice daily not only great customer service, but also adhere to high standards and ethics when recommending insurance products to their clients. The Agency was rewarded  in 2013 with a San Diego 5-star Home Professional award for excellence voted on by the public.

Avram insurance serves the La Mesa, CA and Greater San Diego, CA area and provides a full spectrum of personal and commercial insurance products including:

-Auto Insurance
 Cars, Trucks, Motorcycles, Motor Homes

-Homeowners insurance
 Residential Dwelling, Renters, Condo, Landlord, Course of Construction, Mobile Homes, Vacant Homes

-Specialty Insurance
Boats, Yachts, Jet Skis, Dune Buggies, Snowmobiles
Trailers, Off-road Vehicles

-Umbrella Insurance
Discounts¹ for multi-policy holders.

-Commercial and Small Business Insurance
 lines for Property Management, Small Business insurance, Workers Compensation, Retail stores, Condo Associations, Restaurant insurance, Contractors.

¹Discounts apply to selected coverage’s, perils and policy types. Eligibility and actual percentage of discounts may vary

Give us a call (619) 465-5298 for a quote or feel free to come by our office at

5520 Wellesley St. Ste. 207
La Mesa, CA 91942

Team

Debbie Pierce - Personal Lines Consultant

(619) 465-5298


Debbie started with the agency in 2000, and has over 20 years experience in the business. We’ve put Debbie in charge of our personal lines because of her experience in writing homeowners insurance policies and the exceptional manner in which she handles client relations.

Debbie will give you prompt quotes and strait answers for your personal insurance needs.

She can help with car insurance, homeowner’s insurance, boat insurance, renters insurance, motorcycle insurance, mobile home insurance, condo insurance and much much more. Serving La Mesa, CA and the greater San Diego, CA area.

Zip Codes La Mesa, CA 91942, 91941, 91943, 91944

Team

Susan Bauer- Commercial Lines Account Manger

(619) 465-5298


Don’t leave anything to chance with the future of your business. Susan puts her focus on assessing your business’ risk and finding a good fit with our extensive line of commercial insurance products. Business liability insurance should be looked at as a safety net for the risk involved with your business. Whether it be a business vehicle policy, or workers compensation we can help define a suitable amount of coverage to protect you as the small business owner and fit your budget.

Susan started with the agency in 2008 in Personal Lines and moved into Commercial Lines this year with the influx of Business Policies that the agency acquired.

Commercial insurance includes: Business liablility, HOA insurance packages, apartment complexes, workers compensation for contractors.

Call us to assess your business’ risk at (619) 465-5298

Offices La Mesa, CA and Serving the Greater San Diego, CA area.

5520 Wellesley St. Ste 207
La Mesa, CA 91942
Team

Sheila Stahl - Customer Service Rep.

(619) 465-5298


Sheila came on board in 2011 and has over 20 years experience working with Farmers® Insurance clients. She is our receptionist and handles the day to day activities of a busy insurance office.
Team

Kristine Avram- Top Agent

(619) 425-5298


Kristine Avram – Started her career in the insurance business at the age of 16 in San Bernardino, CA. After graduating from San Diego State University, she worked at a local independent agency in La Mesa for 10 years. Her career with Farmers® started in 1989 as an administrative assistant for Farmers District Manager, Ed Wright. She taught Commercial Insurance classes and agent training. In 1999, she opened her own agency in La Mesa, Kristine Avram Insurance Agency Inc.

Kristine brings a wealth of knowledge on personal and commercial insurance products and offers her expertise to clients on how to properly protect their assets. She oversees her offices operations and upholds a high level of integrity when educating potential clients.

Her agency focuses on commercial and business insurance lines for property management companies, Small Business insurance, Workers Comp, Retail stores, Condo Associations, Restaurant insurance, Contractors.

  • Kristine Avram - <pre>Debbie, Sheila, Kristine Avram, Allison, Susan, and Janice</pre>
    Debbie, Sheila, Kristine Avram, Allison, Susan, and Janice
  • Kristine Avram - <pre>La Mesa Car Insurance, Homeowners Insurance, Business Insurance</pre>
    La Mesa Car Insurance, Homeowners Insurance, Business Insurance
  • Kristine Avram - <pre>Farmers® Insurance Agents in La Mesa- Emphasis on Business Insurance.</pre>
    Farmers® Insurance Agents in La Mesa- Emphasis on Business Insurance.
  • Kristine Avram - <pre>La Mesa Insurance Experts-- Farmers® Insurance Agents In San Diego</pre>
    La Mesa Insurance Experts-- Farmers® Insurance Agents In San Diego
  • Kristine Avram - Have you thanked a teacher today? Go to www.thankamillionteachers.com
    Have you thanked a teacher today? Go to www.thankamillionteachers.com

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Our goal is to help you develop a Life insurance1 program that does what you want it to do, while staying within your budget.

About Me

Mission Statement

The Kris Avram Insurance Agency is committed to providing you superior service. We know that your insurance dollars can be spent in many ways. We want to EARN your business by regu…

why My Agency

JOIN MY TEAM

If you’re interested in a fun career in a fast-paced work environment, please feel free to contact our agency!

Insurance Products

  • Auto

    America's finest Agents, quote and buy online, great discounts and best in class claims service.

  • Home

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Life1

    Tough questions. Simple answers. Farmers® makes it simple to understand Life insurance.

  • Business

    Farmers® offers flexible Business Insurance that reflects the unique characteristics of your business.

  • Motorcycle

    It's about the open road, leather and chrome, bugs in your teeth. When you're out riding, the last thing you want to worry about is whether you have the right insurance policy.

  • Recreational

    Farmers© is an industry leader in Specialty insurance products. We've spent the last 60 years getting to know the outdoor enthusiast.

  • Financial*

    If you're looking to safeguard a sound future, there's no better place to start than Farmers© comprehensive and customizable options.

  • Health

    Get the personal coverage you want with a health insurance plan designed for individuals.

  • Travel

    Guarantee your family that the next trip is a truly care-free vacation.

  • Renters

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Umbrella

    Life is unpredictable. You never know what might happen. If the unexpected happens, Farmers© can help ensure you have the coverage you want to protect your family's assets.

Community Involvement

Community Partners

To better serve our local communities, Farmers works hard to partner with nearby organizations to meet the needs of our neighbors. You will find that many Farmers agents are actively involved with city councils and chambers of commerces. Read More

Farmers® Community

Giving back to the community is part of the Farmers® brand. It’s the foundation on which our trust and respect securely rests. Farmers supports numerous national, regional, and local programs in the communities that we're a part of. By helping these organizations, we help our community. That's why we volunteer our time, talents, and resources and that's how Farmers continues the legacy that its founders envisioned.... Read More

Company Community Events

Come meet Farmers® outside of the office setting at one of our sponsored events!... Read More

Frequently Asked Questions

  • AUTO
    • What if I let someone else drive my vehicle and they get into an accident?
    • What do I do if I am in a car accident?
    • What do I do if my car breaks down?
    • Will my policy be canceled if I get into an accident?
    • Am I insured if I am driving someone else's vehicle?
    • Do I have insurance if I am renting a vehicle?
    • Will my premiums go up a lot if I get into an accident or get a speeding ticket?
  • Homeowners & renters
    • What if my home is burglarized?
    • If I add safety features to my home can I get discount2 on my insurance?
    • What happens if I have a fire in my home or my home is completely destroyed in a fire?
    • What if someone has an accident on my property or my pet bites someone?
    • What if my home is damaged in a storm?
    • What do I do if a flood has destroyed my home?
    • What if my home is wrecked in an earthquake?
    • What if I become a victim of identity theft?
    • What if a pipe bursts and water flows all over the place?
  • Life1
    • What happens to all of my assets if I die?
    • What if I become disabled and unable to work?
    • What if I lose my job?
  • Business
    • Do I need to cover my building if I rent?
    • Which policy is best for my business?
  • Motorcycle
  • Recreational Vehicles
    • Are modifications that I make to my vehicles covered?
    • What types of coverage do I need?
  • Specialty Products
    • What if my RV breaks down, do I have towing coverage?
    • What type of coverage do I need for a travel trailer?
  • Financial*
    • Which investments will give me the most money for retirement*?

Contact Me

Kristine Avram Farmers Insurance profile image

Kristine Avram

Farmers Insurance

(619) 465-5298

5520 Wellesley St Ste 207
La Mesa, CA 91942


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