Bodily Injury coverage is a type of liability coverage that protects you and others involved in an accident. Its limits and requirements are subject to your policy. It is a requirement in almost all 50 states.
Generally speaking most people get 100/300/100 coverage. This means that each person involved in the accident is covered for up to 100,000 of coverage. The second number, 300, is coverage for the entire accident, a limit for the total amount of the claim. The last 100, provides property damage coverage against damages to other's property. As an agent, I can help you determine what limits are best for you and if you should consider additional coverage.
Bodily Injury coverage is usually part of every auto policy so it is important to understand what it means and how it affects you. Please contact me for questions regarding this type of coverage and to best determine your needs.
