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Kiedi "Kai" Smith, LUTCF

Farmers Insurance

  • address

    2955 Pelham Pkwy
    Pelham, AL 35124

  • office hours

    9:00 am to 4:30 pm
    After Hours by Appt.
  • Phone numbers

    Office: (205) 383-1867
    Fax: (205) 351-4592
  • Languages we speak

    English, Spanish
Why My Agency

You are important!!

In our office we have a saying that "anyone that helps us put food on our table for our family IS our family.  We are a family-owned and run agency.  We are experienced in …


Protecting your vacant property.

Vacant properties draw a lot of attention. We have all seen the empty houses with overgrown lawns and graffiti on the walls, and it’s not a pretty sight. Vacancies are hotbeds …

From My Desk

A New Year!

"2013 is a new year and the Kai Smith Agency wants to continue to be of service to the Pelham, Alabama and surrounding Birmingham Metro Area! We will continue to assist with Busine…



Kai Smith - Agent

(205) 989-5857

Kai Smith is a Graduate of Alabama State University with a degree in Accounting. She has been practicing insurance since 2005. Prior to her Insurance Career she was a Spanish teacher at Carver High School and Jeff Davis High School located in Montgomery Alabama.

During her Insurance career, she has received the Commercial Agent of the Year in District 09, Life* Agent of the year in District 09, Farmers® top 100 Life* agents award, and 2008 Rookie of the year. In addition, she has obtained her LUTCF, and is currently working towards her MBA from the University of Alabama Birmingham. She is passionate about her clients welfare and the community. She is a proud Rotarian.

Agency Contact Manager

(205) 989-5857

Ms. Lowe joined our agency in 2011.  She is responsible for scheduling review appointments and contacting clients when their payments are behind.  In addition Ms. Lowe maintains our agency Facebook and Google+ pages with relevant information to help keep our clients up to date.
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  • Kiedi Smith - Have you thanked a teacher today? Go to
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Real Estate Agent

Real Estate Agent

Looking for a hard working Real Estate Agent? Lou Hill of RE/MAX Alabama is the professional you want when you are looking for a home. Lou is…

Pet Owner?

Pet Owner?

Farmers customers can protect their furry family member and save 5% with pet insurance from Pets Best.

Home Insurance

Home Insurance

Your home is probably one of your biggest financial investments. Before you find yourself in an emergency, let us help you find any gaps in your insurance coverage.

Farmers Identity Shield<SUP>SM</SUP>

Farmers Identity ShieldSM

With identity theft becoming more common and costly, having Farmers Identity Shield may give you some peace of mind for only pennies a day.

Auto Insurance

Auto Insurance

Farmers® has dozens of discounts that could save you hundreds of dollars on your Car Insurance.



As a Farmers® Agent, I have gone through a rigorous training program at the University of Farmers to ensure that I am qualified to provide you information on our insurance products. I ...

Join My Team


We are always looking for highly motivated and energetic individuals who have a compassion for helping people.  If you are seeking a rewarding and challenging career the Kai Smit…

Insurance Products

  • Auto

    America's finest Agents, quote and buy online, great discounts and best in class claims service.

  • Home

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Life1

    Tough questions. Simple answers. Farmers® makes it simple to understand Life insurance.

  • Business

    Farmers® offers flexible Business Insurance that reflects the unique characteristics of your business.

  • Motorcycle

    It's about the open road, leather and chrome, bugs in your teeth. When you're out riding, the last thing you want to worry about is whether you have the right insurance policy.

  • Recreational

    Farmers© is an industry leader in Specialty insurance products. We've spent the last 60 years getting to know the outdoor enthusiast.

  • Financial*

    If you're looking to safeguard a sound future, there's no better place to start than Farmers© comprehensive and customizable options.

  • Renters

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Umbrella

    Life is unpredictable. You never know what might happen. If the unexpected happens, Farmers© can help ensure you have the coverage you want to protect your family's assets.

Community Involvement

Community Partners

To better serve our local communities, Farmers works hard to partner with nearby organizations to meet the needs of our neighbors. You will find that many Farmers agents are actively involved with city councils and chambers of commerces. Read More

Local Businesses

Here are some of my personal recommendations for businesses in our area. Please feel free to mention you were referred through me. Read More

Giving back to the community

Farmers is committed to being the best at meeting the needs of the communities we serve. The charities and organizations that we support help promote safety, expand educational opportunities, and encourage civic participation in activities and programs that make our communities better places to live. Read More

Farmers® Community

Giving back to the community is part of the Farmers® brand. It’s the foundation on which our trust and respect securely rests. Farmers supports numerous national, regional, and local programs in the communities that we're a part of. By helping these organizations, we help our community. That's why we volunteer our time, talents, and resources and that's how Farmers continues the legacy that its founders envisioned.... Read More

Frequently Asked Questions

  • AUTO
    • What if I let someone else drive my vehicle and they get into an accident?
    • What do I do if I am in a car accident?
    • What do I do if my car breaks down?
    • Will my policy be canceled if I get into an accident?
    • Am I insured if I am driving someone else's vehicle?
    • Do I have insurance if I am renting a vehicle?
    • Will my premiums go up a lot if I get into an accident or get a speeding ticket?
  • Homeowners & renters
    • What if my home is burglarized?
    • If I add safety features to my home can I get discount2 on my insurance?
    • What happens if I have a fire in my home or my home is completely destroyed in a fire?
    • What if someone has an accident on my property or my pet bites someone?
    • What if my home is damaged in a storm?
    • What do I do if a flood has destroyed my home?
    • What if my home is wrecked in an earthquake?
    • What if I become a victim of identity theft?
    • What if a pipe bursts and water flows all over the place?
  • Life1
    • What happens to all of my assets if I die?
    • What if I lose my job?
  • Business
    • Do I need to cover my building if I rent?
    • Which policy is best for my business?
  • Motorcycle
  • Recreational Vehicles
    • Are modifications that I make to my vehicles covered?
    • What types of coverage do I need?
  • Specialty Products
    • What if my RV breaks down, do I have towing coverage?
    • What type of coverage do I need for a travel trailer?
  • Financial*
    • Which investments will give me the most money for retirement*?

Contact Me

Kiedi Smith Farmers Insurance profile image

Kiedi "Kai" Smith LUTCF

Farmers Insurance

(205) 383-1867

2955 Pelham Pkwy
Pelham, AL 35124

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