Ignorance is not bliss

Ignorance is not bliss. The old saying, “ignorance is bliss” definitely doesn’t apply to insurance. As your Farmers agent, I’m here to help you stay informed. I was surprised to see a recent report that said many people don’t know what their Homeowners policies actually cover. For instance, one-third thought that their Homeowners insurance covered them in case of a flood—wrong. A separate flood policy is necessary. Other areas that may be confusing to you are “replacement coverage,” if your home is completely destroyed, and “agreed value” for special items such as antiques. My goal is to provide you with the information you need to select the coverages that are appropriate for you. Call me today.