You know that you're responsible, but sometimes, oftentimes, you have to also watch out for the "other person". You may be protected, but he/she might not be. That's why there is Uninsured/Underinsured Motorist coverage.
It protects you, members of your household, and your passengers in an accident with a motorist who has no insurance or is underinsured. Uninsured Motorist protection also covers you if you're injured by a hit-and-run driver. It applies to you and the members of your household if you or they are injured as a pedestrian(s). Coverage includes payment of medical costs, lost wages, and pain and suffering.
Uninsured/Underinsured Motorist coverage is required in many states. And, in some states or insurance policies, Underinsured Motorist protection is separate from Uninsured Motorist coverage. Contact me today to learn more.
