Your Local Farmers Agent in Los Angeles
As your local Culver City insurance agent, I’ll keep you informed and aware of Farmers insurance™
America's finest Agents, quote and buy online, great discounts and best in class claims service.
Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.
Tough questions. Simple answers. Farmers® makes it simple to understand Life insurance.
Farmers® offers flexible Business Insurance that reflects the unique characteristics of your business.
It's about the open road, leather and chrome, bugs in your teeth. When you're out riding, the last thing you want to worry about is whether you have the right insurance policy.
Farmers© is an industry leader in Specialty insurance products. We've spent the last 60 years getting to know the outdoor enthusiast.
If you're looking to safeguard a sound future, there's no better place to start than Farmers© comprehensive and customizable options.
Get the personal coverage you want with a health insurance plan designed for individuals.
Guarantee your family that the next trip is a truly care-free vacation.
Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.
Life is unpredictable. You never know what might happen. If the unexpected happens, Farmers© can help ensure you have the coverage you want to protect your family's assets.
To better serve our local communities, Farmers works hard to partner with nearby organizations to meet the needs of our neighbors. You will find that many Farmers agents are actively involved with city councils and chambers of commerces. Read More
Giving back to the community is part of the Farmers® brand. It’s the foundation on which our trust and respect securely rests. Farmers supports numerous national, regional, and local programs in the communities that we're a part of. By helping these organizations, we help our community. That's why we volunteer our time, talents, and resources and that's how Farmers continues the legacy that its founders envisioned....... Read More
Company Community Events
Come meet Farmers® outside of the office setting at one of our sponsored events!.... Read More
Frequently Asked Questions
What if I let someone else drive my vehicle and they get into an accident?
Generally speaking, insurance goes with the vehicle. For example, if you have an accident while driving someone else's vehicle, the owner's insurance would first, be applied toward damages to the vehicle. Your Auto insurance would also generally apply in the event that the owner of the vehicle had no Auto insurance or did not have enough Auto insurance to pay for the damages. Personal Injury Protection, which varies from state-to-state, covers the individual under their individual policy. For example, if my friend is driving my vehicle and gets hurt in an accident, my Auto insurance will cover the damages caused to my vehicle, but their Auto insurance will cover injuries caused to their person.
What do I do if I am in a car accident?
First and most importantly, make sure that you and everyone else is okay and then get help for the injured. The next crucial step is to make sure to notify the police so that they can file a report. The police report is the most accurate and court relevant information available. Keep a notebook in your vehicle for taking down important information. Make sure to get names, addresses, phone numbers, driver's license number, license plate number, car make and model numbers, witness phone numbers, etc. The more information that you can gather, the better. Also, if you or passengers are injured, make sure to save all medical bills and receipts.
What do I do if my car breaks down?
If your car breaks down, your first priority is the safety of the people inside the car.
Cold weather suggestion: Always carry a warm blanket in your trunk in case you must wait for help in freezing temperatures. Also carry a shovel and sand in the event your car is stuck in the snow. Do not try to dig yourself out unless your car is in a safe place. At the moment of crisis call Farmers® Claim Department at 1-800-435-7764 for assistance when you need it most.
- Never get out of a broken down car to make a repair or examine damage. Move the vehicle to a safe place such as a wide shoulder or a designated emergency lane.
- If you can't drive the vehicle, stay in the car and wait for help. Use your cell phone to get help or wait for help.
- Remember to put on your hazard lights. Once you are in a safe place, mark your location with flares or triangles.
- In the case of a blowout or a flat tire, move the vehicle to a safe place before you attempt a repair - even if it means destroying the wheel getting there.
Will my policy be canceled if I get into an accident?
Being in an accident will not generally cause your policy to be canceled. Depending on the circumstances, it may result in a non-renewal of your policy. After the facts of the situation are reviewed, you may be required to pay a higher premium for your policy upon renewal.
Am I insured if I am driving someone else's vehicle?
Generally speaking, the insurance goes with the vehicle. For example, if you have an accident while driving someone else's car, the owner's insurance would apply first toward damages. Your Auto insurance would generally apply in the event the owner of the vehicle had no Auto insurance or did not have enough Auto insurance to pay the damages. For specific information and guidance about your coverage, please contact me at any time.
Do I have insurance if I am renting a vehicle?
Car rental companies charge daily fees for Collision Damage Waiver (CDW) coverage (which means their insurance will pay for all damages covered in your rental agreement). Rental car coverage under a private passenger policy varies state-by-state. In some states, your current Auto insurance coverage may already provide adequate coverage protection for you, even if you are renting a vehicle. So, you may want to contact your agent prior to renting a vehicle just to check into which coverage you currently have. Please feel free to contact me to review your current coverage or to talk about adding coverage to your current policy.
Will my premiums go up a lot if I get into an accident or get a speeding ticket?
The word "a lot" is subjective but unfortunately your premiums more than likely will go up. Because insurance is based on risk factors, and traffic violations like speeding attribute to being "higher" risk, your premiums will more than likely increase. Additionally, your premium may go up depending on the severity of the accident. Please contact me at any time if you have questions or further concerns about your premiums. I am always glad to help.
Homeowners & renters
What happens to all of my assets if I die?
Life insurance1 death benefits are distributed to the named beneficiaries of the policy. However, for distribution of your assets, it's important to create a living will in order to tell the probate court judge who should receive your belongings. This also helps to speed-up the process. Without a living will, probate could take an extended amount of time, and be significantly more expensive.
What if I become disabled and unable to work?
Disability can occur for a number of different reasons and affects a number of different
circumstances. If you are injured on the job you may be eligible for worker's compensation,
but you should check to see which coverage options your employer provides. The Insurance
Information Institute estimates that 53% of those who are at least 40 years of
age, will experience a long-lasting disability (90 days or more).
Disclaimer: Farmers Insurance Group does not endorse Web sites, claims, or services
made by outside parties as they are separate entities and operate separately from
- Social Security can be drawn on in the case of a disability, but is usually reserved
for disabilities that will last for longer than 1 year. Additionally, however, disability
insurance can be purchased. Disability Insurance protects against financial losses
that occur due to an injury or illness. If you have more questions about Disability
Insurance please contact me at any time. I can help you decide whether it is currently
a part of your policy and if it is an option that you should consider.
What if I lose my job?
Here are some tips to help you prepare: It's a good idea for everyone to
have the equivalent of at least three months' salary put away, should the unexpected
happen. If you have a mortgage to pay each month, you should consider getting Mortgage
Protection Life Insurance1 to ensure your payments are made. Turn a negative experience
into a positive one. Make it a learning experience! Take advantage of this
opportunity to develop new job skills. Our education loans can help make it financially
feasible for you go back to school and acquire new skills to stay competitive. Explore
employment opportunities with Farmers Insurance! More than 30,000 talented professionals
nationwide enjoy our dynamic, stable and forward thinking environment. Use this
experience and your ability to cope with change as a strength, when interviewing
with prospective employers. You'll have a lot to offer them. Many employers are
looking for people who can deal with change, not dwell on the negative, but instead have
the ability to move with the times.
Do I need to cover my building if I rent?
Renting a building for business is not all that different than if you were to rent an apartment. You still need coverage for all of your personal belongings and assets. Essentially, you need coverage for all of your office supplies and business assets. So, everything apart from the bricks and mortar of the building you are in should be part of your Business Insurance policy. Please contact me at any time for questions about your current coverage or to obtain Business Insurance coverage.
Which policy is best for my business?
There are many different variables for determining the best insurance products for a business. The insurance needs of a software company, for example, are far different than the needs of a car rental company. It's best to speak with an Agent to review your overall business situation and to go over coverage options that are best for your business. Contact me to learn more.
Are modifications that I make to my vehicles covered?
Generally speaking, modifications made to your recreational vehicles are not covered. It's always best to contact your Agent to learn which options are available and to what extent your rec. vehicles are covered. Contact me today to learn how I can provide coverage for your recreational vehicles or to help you review your current coverage.
What types of coverage do I need?
Although there are a variety of options for covering your recreational vehicles, it is always best to contact your Agent regarding which coverage options are the best for you. It is important, however, to consider liability coverage as costs involving liability can be quite extensive. Contact me today to learn more, to review your current policy, or to insure a recent purchase.
What if my RV breaks down, do I have towing coverage?
You will more than likely have to check your policy to make sure that it includes towing coverage. Farmers has a program designed especially for towing your RV in case it breaks down. Please contact me today to learn more.
What type of coverage do I need for a travel trailer?
You should check with your agent to decide which protection best fits the insurance needs for your travel trailer. However, you should know that liability follows the insurance/Auto policy of the vehicle that is pulling the trailer. Please contact me today to learn more about specific insurance requirements, coverage options, and if you have any questions.
Which investments will give me the most money for retirement*?
That's a tough question because investment is subjective to risk. The best answer to this question lies in meeting with your Agent. Remember that there is no way to guarantee a return on investment and that there is always an inherent risk involved. Your Agent can provide you with information regarding investment products, can evaluate your current financial situation, and can discuss your future investment needs and goals. In other words, they take an in depth look at your financial picture and help you find the products that are the best fit for your investment goals.