What if someone has an accident on my property or my pet bites someone?
The Insurance Institute estimates that up to one-third of homeowner liability claims are for dog attacks.
What to do:
- Make sure the injured person gets prompt medical attention.
- Exchange names, addresses, and phone numbers.
- Tell the person who was bitten to save medical receipts. Assure them that your Farmers agent will contact them.
- Call your Farmers agent. Provide the information about the incident, the name and phone number of the victim and have your policy number on hand.
- Report the dog bite to your local animal control center.
- At the moment of crisis call Farmers HelpPoint® service at 1-800-435-7764 for assistance when you need it most.
If you own a dog:
- Spay or neuter your dog to reduce aggressive tendencies.
- Never leave infants or young children alone with the dog.
- Do not play aggressive games, like wrestling, with your dog.
- Teach children basic safety guidelines around the dog and review them frequently.
If you are threatened by a dog:
- Remain motionless. Do not run or scream.
- If knocked down by the dog, lie still, cover your face and neck and remain in a ball.
- If bitten by the dog, immediately report the bite.
- Report stray dogs or dogs showing unusual behavior to your local animal control center.

