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Terry Snow, LUTCF

Terry Snow Insurance Agency Inc

  • address

    13943 Poway Rd Ste B
    Poway, CA 92064

    License #: 0I67491

  • office hours

    8:30 am to 5:00 pm
    After Hours by Appt.
  • Phone numbers

    Toll Free: (888) 258-0555
    Office: (858) 748-3105
    Alternate: (619) 980-6768
    Fax: (858) 726-6069
  • Languages we speak

Why My Agency

Attentive, Caring, Personal

Why the Terry Snow Agency? That’s a very good question. Insurance is a very personal thing and we handle it that way. We strive to do the right thing and we aim to do this by a…


A Social Agency!

Whatever your take on the social media craze is you probably are at least curious about social networks. Please know that whether you are an experienced social networker or an amateu…

From My Desk

What I Offer...

My agency offer Homeowners, Investment property, Renters and Apartment Building insurance. Call me today to find out more!  Contact Me



Michele Apida, Office Manager

(858) 748-3105

Michele has been with Farmers® since 2002.  She is a licensed agent.  Her areas of expertise are Auto and Home insurance.  Michele loves educating clients and potential clients about insurance products  She specializes in putting together packages of insurance.

In Michele’s spare time she loves to cook.  One of her favorite hobbies is photography.  Please come by the office to see some of her photographs.  Michele brightens the office with her smile and willingness to help our clients.  She goes all the way to end of the process for each and every client.
  • Terry Snow - From our home to your home.
    From our home to your home.
  • Terry Snow - Thanks Poway Firefighters for all you do!
    Thanks Poway Firefighters for all you do!
  • Terry Snow - Poway Fire Dept.
    Poway Fire Dept.
  • Terry Snow - Our new office. Stop by for a visit.
    Our new office. Stop by for a visit.
  • Terry Snow - Have you thanked a teacher today? Go to
    Have you thanked a teacher today? Go to


The right insurance!

The right insurance!

Finding insurance in Poway can be easy, but finding the right insurance agent can be a bit more challenging. When buying your auto, home, or l…

Pet Owner?

Pet Owner?

Farmers customers can protect their furry family member and save 5% with pet insurance from Pets Best.

Home Insurance

Home Insurance

Your home is probably one of your biggest financial investments. Before you find yourself in an emergency, let us help you find any gaps in your insurance coverage.

Farmers Identity Shield<SUP>SM</SUP>

Farmers Identity ShieldSM

With identity theft becoming more common and costly, having Farmers Identity Shield may give you some peace of mind for only pennies a day.

Auto Insurance

Auto Insurance

Farmers® has dozens of discounts that could save you hundreds of dollars on your Car Insurance.

About Me

About Me

Becoming a Farmers Agent is quite possibly one of the most meaningful decisions I've ever made. There is a deep satisfaction in helping people during a difficult time in their lives. …

Join My Team


I am looking for individuals who are motivated to help people protect their families, homes and assests. We are currently interview and recruiting candidates to come work wi…

Insurance Products

  • Auto

    America's finest Agents, quote and buy online, great discounts and best in class claims service.

  • Home

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Life1

    Tough questions. Simple answers. Farmers® makes it simple to understand Life insurance.

  • Business

    Farmers® offers flexible Business Insurance that reflects the unique characteristics of your business.

  • Motorcycle

    It's about the open road, leather and chrome, bugs in your teeth. When you're out riding, the last thing you want to worry about is whether you have the right insurance policy.

  • Recreational

    Farmers© is an industry leader in Specialty insurance products. We've spent the last 60 years getting to know the outdoor enthusiast.

  • Financial*

    If you're looking to safeguard a sound future, there's no better place to start than Farmers© comprehensive and customizable options.

  • Health

    Get the personal coverage you want with a health insurance plan designed for individuals.

  • Travel

    Guarantee your family that the next trip is a truly care-free vacation.

  • Renters

    Get a quote online and work with a Farmers Agent to find the right coverage for your property and unique needs.

  • Umbrella

    Life is unpredictable. You never know what might happen. If the unexpected happens, Farmers© can help ensure you have the coverage you want to protect your family's assets.

Community Involvement

Community Partners

To better serve our local communities, Farmers works hard to partner with nearby organizations to meet the needs of our neighbors. You will find that many Farmers agents are actively involved with city councils and chambers of commerces. Read More

Farmers® Community

Giving back to the community is part of the Farmers® brand. It’s the foundation on which our trust and respect securely rests. Farmers supports numerous national, regional, and local programs in the communities that we're a part of. By helping these organizations, we help our community. That's why we volunteer our time, talents, and resources and that's how Farmers continues the legacy that its founders envisioned.... Read More

Frequently Asked Questions

  • AUTO
    • What if I let someone else drive my vehicle and they get into an accident?
    • What do I do if I am in a car accident?
    • What do I do if my car breaks down?
    • Will my policy be canceled if I get into an accident?
    • Am I insured if I am driving someone else's vehicle?
    • Do I have insurance if I am renting a vehicle?
    • Will my premiums go up a lot if I get into an accident or get a speeding ticket?
  • Homeowners & renters
    • What if my home is burglarized?
    • If I add safety features to my home can I get discount2 on my insurance?
    • What happens if I have a fire in my home or my home is completely destroyed in a fire?
    • What if someone has an accident on my property or my pet bites someone?
    • What if my home is damaged in a storm?
    • What do I do if a flood has destroyed my home?
    • What if my home is wrecked in an earthquake?
    • What if I become a victim of identity theft?
    • What if a pipe bursts and water flows all over the place?
  • Life1
    • What happens to all of my assets if I die?
    • What if I lose my job?
  • Business
    • Do I need to cover my building if I rent?
    • Which policy is best for my business?
  • Motorcycle
  • Recreational Vehicles
    • Are modifications that I make to my vehicles covered?
    • What types of coverage do I need?
  • Specialty Products
    • What if my RV breaks down, do I have towing coverage?
    • What type of coverage do I need for a travel trailer?
  • Financial*
    • Which investments will give me the most money for retirement*?

Contact Me

Terry Snow Farmers Insurance profile image

Terry Snow LUTCF

Terry Snow Insurance Agency Inc

(858) 748-3105

13943 Poway Rd Ste B
Poway, CA 92064

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