Bill Downs
Insurance Agent
1993 US HIGHWAY 31 S
Athens, AL
35611-9461
Phone: (256) 233-7845
Fax: (256) 230-2094
wdowns@farmersagent.com
Farmers Insurance
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Specialty Homeowners

Many homes don't qualify for "standard" or "preferred" insurance for many different reasons. That's what sets our program apart - we specialize in homes that may not qualify elsewhere.

Coverage Options

We sell both homeowners and owner-occupied dwelling fire policies and cover the following kinds of properties and risks:

  • Primary residences, seasonal and secondary homes
  • Homes older or lower in value
  • Homes with minor cosmetic conditions
  • Applicants with credit or loss issues
  • Applicants who have been declined, cancelled or non-renewed by another insurance company
  • And more!
Manage your accounts and policies.

Bill Downs

Bill Downs
1993 US HIGHWAY 31 S
Athens, AL
35611-9461
Contact Me